Terms & Conditions

Welcome to Happy Black Woman®. These Terms & Conditions (“Terms”) govern your use of happyblackwoman.com and any products, programs, services, memberships, events, coaching, digital content, or resources offered by Happy Black Woman® and Rosetta Thurman (“Company,” “we,” “our,” or “us”).


Last Updated: JULY 26, 2026

By accessing this website or purchasing any of our products or services, you agree to these Terms. If you do not agree, please do not use this website.

1. Website Use

You agree to use this website only for lawful purposes.

You may not:

  • Violate any laws or regulations
  • Attempt to gain unauthorized access to our systems
  • Copy or reproduce our content without written permission
  • Disrupt the operation or security of the website
  • Use our content to create competing products or services

We reserve the right to suspend or terminate access for anyone who violates these Terms.

2. Intellectual Property

Unless otherwise stated, all content on this website—including but not limited to:

  • videos
  • text
  • graphics
  • logos
  • branding
  • downloads
  • worksheets
  • coaching materials
  • training modules
  • digital products
  • course content
  • audio recordings
  • images

is the exclusive property of Happy Black Woman® and/or Rosetta Thurman and is protected by United States copyright, trademark, and intellectual property laws.

You may purchase and use our materials for your own personal business and personal development.

You may not:

  • share purchased materials with others
  • reproduce or distribute our content
  • upload our materials to file-sharing websites
  • resell or sublicense our products
  • claim our content as your own

Unauthorized use may result in legal action.

3. Digital Products

All digital product purchases are for individual use only unless otherwise stated.

After purchase, you will receive access according to the terms of that specific product.

You are responsible for maintaining the confidentiality of your login credentials.

Sharing your account with others is prohibited.

4. Memberships

If you join one of our memberships:

  • Membership fees are billed according to the plan you selected.
  • Your membership automatically renews unless cancelled.
  • You may cancel future renewals at any time through your account or by contacting us before your next billing date.
  • No partial refunds are issued for unused portions of a membership period.

We reserve the right to update membership benefits at any time while maintaining the overall value of the membership.

5. Coaching Programs

Our coaching and educational programs are intended for educational, informational, and personal development purposes.

Your results depend on many factors, including your own effort, consistency, implementation, experience, and personal circumstances.

Participation in our programs does not create an employer-employee, therapist-client, attorney-client, financial advisor-client, or fiduciary relationship.

6. Payment Terms

By purchasing from us, you authorize us to charge the payment method you provide.

If you choose a payment plan:

  • You agree to complete all scheduled payments.
  • Missed payments may result in suspension of access.
  • Outstanding balances may be referred for collection where permitted by law.

You are responsible for keeping your payment information current.

7. Refund Policy

Unless otherwise stated on the sales page for a specific product or program:

  • Digital products are non-refundable.
  • Membership fees are non-refundable after payment.
  • Coaching programs are subject to the refund policy stated at the time of purchase.

Please read each product’s sales page carefully before purchasing.

8. No Guarantees

We are committed to providing high-quality education and coaching.

However, we do not guarantee any particular outcome, including:

  • business success
  • increased revenue
  • client acquisition
  • career advancement
  • personal transformation
  • financial results

Every person’s circumstances are different, and results vary.

9. Earnings Disclaimer

From time to time we may share testimonials, client stories, or examples of success.

These examples are provided for illustrative purposes only.

They do not guarantee that you will achieve similar results.

Your success depends upon numerous factors beyond our control.

10. Medical Disclaimer

Our content is intended for educational and informational purposes only.

We do not provide medical, psychological, mental health, nutritional, or therapeutic advice.

Always consult a qualified healthcare professional regarding your personal situation.

Never disregard professional medical advice because of something you read on this website.

11. External Links

Our website may contain links to third-party websites.

We are not responsible for:

  • their content
  • privacy practices
  • products
  • services
  • availability

Accessing third-party websites is at your own risk.

12. Community Guidelines

When participating in our communities, coaching calls, memberships, challenges, or online groups, you agree to:

  • treat others respectfully
  • avoid harassment or discrimination
  • refrain from spam or solicitation
  • maintain confidentiality of other members
  • contribute positively to the community

We reserve the right to remove any participant who violates these guidelines without refund.

13. User Content

If you submit comments, testimonials, photos, videos, or other content to us, you grant Happy Black Woman® a non-exclusive, royalty-free license to use, reproduce, publish, and share that content for educational or marketing purposes unless you request otherwise in writing.

14. Limitation of Liability

To the fullest extent permitted by law, Happy Black Woman®, Rosetta Thurman, and our affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

  • use of this website
  • participation in our programs
  • reliance on our content
  • inability to access our services

Our total liability shall not exceed the amount you paid for the applicable product or service.

15. Indemnification

You agree to indemnify and hold harmless Happy Black Woman®, Rosetta Thurman, employees, contractors, affiliates, and partners from any claims, damages, liabilities, costs, or expenses arising from your misuse of this website or violation of these Terms.

16. Privacy

Your use of this website is also governed by our Privacy Policy.

Please review it to understand how we collect and use your information.

17. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the District of Columbia, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or your use of this website shall be subject to the exclusive jurisdiction of the state and federal courts located in the District of Columbia, unless otherwise required by applicable law.

18. Subscription Billing

Certain products and services offered by Happy Black Woman® are billed on a recurring subscription basis.

By purchasing a subscription or membership, you authorize us to automatically charge your selected payment method at the beginning of each billing cycle until you cancel.

You may cancel your subscription at any time before your next billing date to avoid future charges. Cancellation does not entitle you to a refund for the current billing period.

We reserve the right to modify subscription pricing with reasonable advance notice. Any pricing changes will apply only to future billing cycles.

19. Chargebacks

By purchasing from Happy Black Woman®, you agree to contact us first to resolve any concerns before initiating a chargeback or payment dispute with your bank or credit card provider.

Initiating a fraudulent or unwarranted chargeback after receiving access to our products or services may result in:

  • Immediate termination of access to all programs and memberships
  • Revocation of licenses to use purchased materials
  • Collection efforts for unpaid balances
  • Recovery of reasonable costs associated with resolving the dispute, where permitted by law

20. Live Events, Retreats & Workshops

From time to time, we host live events, retreats, workshops, conferences, and other in-person experiences.

We reserve the right to change event dates, speakers, locations, schedules, or programming when necessary.

If an event must be postponed or rescheduled due to circumstances beyond our control, your registration may be transferred to the rescheduled event.

Unless otherwise stated, attendees are responsible for their own:

  • airfare
  • transportation
  • lodging
  • meals
  • travel insurance
  • personal expenses

Specific cancellation and refund policies for each event will be provided during registration.

21. Force Majeure

Happy Black Woman® shall not be liable for delays or failure to perform resulting from causes beyond our reasonable control, including but not limited to:

  • natural disasters
  • severe weather
  • pandemics
  • government actions
  • labor disputes
  • internet outages
  • power failures
  • venue closures
  • acts of terrorism
  • war
  • civil unrest
  • transportation disruptions

If such an event occurs, we may postpone, reschedule, modify, or cancel services as reasonably necessary.

22. Recording Policy

Group coaching calls, trainings, webinars, workshops, and live educational sessions may be recorded for educational purposes.

By participating, you consent to being recorded if you choose to speak, appear on video, or participate in chat discussions.

Recordings may be made available to other program participants or members.

If you prefer not to appear in recordings, you may keep your camera off and refrain from speaking during recorded sessions.

23. Artificial Intelligence

Happy Black Woman® may use artificial intelligence tools to assist with customer support, content creation, educational resources, or business operations.

While we strive for accuracy, AI-generated information may occasionally contain errors. Users should exercise independent judgment and seek professional advice when appropriate.

24. Testimonials

We may publish testimonials, reviews, success stories, or case studies submitted by clients and customers.

Testimonials reflect individual experiences and are not intended to represent or guarantee that current or future customers will achieve similar results.

Individual outcomes vary based on many factors, including effort, experience, commitment, and personal circumstances.

25. Affiliate Disclosure

From time to time, Happy Black Woman® may recommend products, software, books, or services offered by third parties.

Some of these recommendations may include affiliate links, which means we may receive a commission if you purchase through those links at no additional cost to you.

We only recommend products and services that we genuinely believe may provide value to our audience.

26. Severability

If any provision of these Terms & Conditions is determined to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

27. Entire Agreement

These Terms & Conditions, together with our Privacy Policy, Refund Policy, and any additional policies referenced on this website, constitute the entire agreement between you and Happy Black Woman® regarding your use of this website and our products and services.

28. Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time.

Changes become effective immediately upon posting the updated version on this website. Your continued use of the website following any changes constitutes your acceptance of the revised Terms.

29. Contact Information

If you have questions regarding these Terms & Conditions, please contact us through the contact page on happyblackwoman.com.